Attention homeowners: Real estate appraisal services for in Estill Springs and Franklin County

The top reasons TN homeowners need Lynch Appraisals:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to lower your monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate

Need help determining the value of your house in or near Estill Springs, TN?
Contact Lynch Appraisals.

We at Lynch Appraisals understand the special needs of a homeowner seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Lynch Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value report than yours.

Need to cancel PMI?

A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are veterans in helping customers just like you delete unwanted PMI insurance.

Challenging a property tax assessment

Lets say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Lynch Appraisals is your best weapon.

Recently got a freeze your HELOC?

If your home is in a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Lynch Appraisals can provide you with efficient appraisal that will help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for verity, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Lynch Appraisals offers field reviews where we'll go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.